Hopefully i can provide you with good advice and help you to repair and damage to your rating caused by bad debt.
We are all tempted to overspend these days. With all the tempting offers that we are constantly bombarded with it is easy to succumb.
The banks pretend to be our friends but are really our enemies whose sole aim is to draw us all deeper into debt. In my own humble opinion they should be regulated more strictly with stronger penalties. They think they are a law unto themselves.
But in saying that it is our duty to help ourselves first and not get drawn into their trawl nets.
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